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Due to a sluggish economy, and a decline of employer sponsered health insurance plans many Americans are going uninsured. The U.S. Census states the uninsured rate is an all time high. Many just can not afford the rising cost of premiums.

Many American’s are eligible foe government funded health insurance and they do not even realize. Awareness could help the rise in uninsured I hope. In the least help many people. Many are surprised that they are eligible.

All of these programs have requirements that must be met to become eligible. With a few resources and explantions you will find here you can determine if yourself or someone you know could benefit from one of these programs.

Medicare is the largest health insurance program in the US. Most everyone knows that it will cover anyone over 65. But did you know it will also cover some people under 65 with certain disabilities. And for those individuals that are batteling Renal Failure.

Medicare has a free plan called Part A (Hospital Insurance). For a small monthly fee you can purchse Part B (Medical Insurance). The Medical part can help with check ups and office visits. You can contact your local SSI office for more details.

Medicaid is another option. This program is for low income individuals and their families. Each State sets its own guidelines for eligibility. One person in the family may be eligible even if not all. Check the guidelines at your local Department of Human Services.

Children’s Health Insurance Plan, CHIP is a government plan that is administered by each State for lower income families to give children of these families medical and dental benefits. It is for children under 18 years of age. There is sometimes small fees associated with these benefits.

These are the 3 main options that are federally funded health insurance programs. If you do not meet the eligibility for one of these programs you can find affordable plans through a private health insurance carrier as well.

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