Real Estate – Getting Rich the American Way
March 13th, 2009. Published under Mortgage. No Comments.
Owning Private Property has always been a dream of all the “Huddle Masses” that have come to our shores. A place of Your own is not just a home to live in, but can also be a means of production. In 1862 we passed the Homestead Act which gave, FREE of charge, 160 acres to any settler who would live on and cultivate the land for a minimum of five years. The total net worth of many westerners today has its foundation in the land granted their ancestors by the Homestead Act. Fathers, Mothers, Grand Fathers, and Grand Mothers have worked their land for the last 150 years. As the railroads galloped across the plains and mountains, many profited by developing the land or selling it. Real Estate was, and is, the foundation upon which our land, our families, our society, and our economy are built on. Real Estate is still the best investment for a solid financial future. Please, call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com ; and we will find You, Your piece of America here in the Rocky Mountains, by purchasing EVERGREEN COLORADO REAL ESTATE. We can also finance it with an EVERGREEN COLORADO MORTGAGE or a CONIFER COLORADO HOME LOAN.
A home of our own has become the number one dream of the American people. The desire to have a place to go, where after a long days work is done we can have peace, and rest for our weary bones is ingrained into the American psyche. Our home, for most of us, will be the most expensive purchase we will make in our life time. Here in the Rocky Mountains, west of Denver, we will need an EVERGREEN COLORADO HOME LOAN to help us afford our mountain retreat. MARK ENGLISH REAL ESTATE can help you find, and finance your private enclave here in the Evergreen or Conifer Mountains; where you can rejuvenate your soul each day, and prepare for the day to come. But there is more to our home than just a building; we are also joining a community.
One for the special pleasures You will enjoy when you buy EVERGREEN COLORADO REAL ESTATE is the vibrant community atmosphere here in Evergreen. Downtown Evergreen is a delightful, quaint little village. The charming shops and curiously familiar restaurants have that special resort feel. Take a stroll around Evergreen Lake and drink in the surrounding Rocky Mountain vistas that wall the valley where this pristine lake rests. The seasons drift by each with its own personality: the spring bounty with the elk calf’s crossing the highway, the cool summer nights when ever star in God’s heaven it twinkling, the autumn aspens fiery yellow leaves excite the heart, and the crackling Christmas air that carries the sweet aroma of the Yule Log burning the warm fireplace. The people are friendly, the weather is perfect, the commute is short, and life is good. Please, give us a call and we will find You that little piece of Rocky Mountain heaven in Evergreen Colorado. We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES.
No matter what stage of life You are in EVERGREEN COLORADO REAL ESTATE has something for You. Enjoy every outdoor activity imaginable, while all the amenities of the big city are only 30 miles away. The old bromide teaches us that the three most important things in Real Estate are Location, Location, and Location; Evergreen has the perfect Location. We live in a resort, but the Denver metro area is just down the hill. In Denver there is every activity one could want: professional sports, symphony, theatre, jobs, colleges and universities, budget to elegant shopping, an International airport and much, much more. We have only touched on the surface. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER so if You are looking for a NEW HOMES IN EVERGREEN COLORADO we can help.
The internet is virtually overflowing with ads about how to start your own home business. They are offering everything from health care products, to auto fuel additives. But the best home business is to invest in rental property. The tax advantages, the equity build up, and the limited amount of time involved make it the best choice. Many Americans are investing a set portion of their salary each pay check in stocks, bonds and CD’s. Every one that I have spoken to has lost all their equity, and a hefty part of their principal, with the Wall Street crowd. It’s time we seriously took a herd look at investing with the big investment houses. Many of them are themselves broke, and they have sadly let down all their clients. Plopping money in the lap of Wall Street each pay check and expecting them to fund your retirement is just not practical. Investing in EVERGREEN COLORADO REAL ESTATE is a much wiser move. When You invest in rental property you are starting a small business and your returns are profits not dividends. You are earning the money, you are an entrepreneur and in the end you will be richer. We are MARK ENGLISH REAL ESTATE and we can educate You and help you to get started. We will find the best property and we will help You finance it with an EVERGREEN COLORADO HOME LOAN or a CONIFER COLORADO HOME LOAN.
The Treasury Department is giving You a bail out right here on Main Street. They have lowered the interest rates to historic lows. A 30 year fixed rate is about 5 ” % for loans up to $417k. Just think, if you got an EVERGREEN COLORADO MORTGAGE REFINANCE or a CONIFER COLORADO REFINANCE, and lowered your monthly payment by $150.00, and reinvested the whole savings by paying down the principal on your loan, you would be making 5 ” % returns on the money you save, by saving the interest on your mortgage. Now, if You further took your 401k money and paid additional principal on you EVERGREEN COLORADO MORTGAGE, you would be earning 5 “% on your 401k as well; after all a penny saved is a penny earned.
One of the unique advantages of investing in EVERGREEN COLORADO REAL ESTATE is that you can leverage your investment by borrowing a large part of your investment. Leveraging will also increase your profit percentage on actual cash invested, and creates an effective hedge against inflation. If you buy a $300,000 house and put down 20 % or $60,000, and the property increases at 3 % a year you will make $9000.00 on your investment of $60,000 in cash or a return of 15 %. So if the rents do nothing but break even, you will still earn 15 % over the long haul. If You need an EVERGREEN COLORADO REFINANCE loan or an CONIFER COLORADO REFINANCE loan to get you started, we can help you through DISCOUNT MORTGAGE SERVICES. If you invested further by paying principal with your 401k money, you can earn even more by saving the interest rate of your mortgage loan. Contact us and we will educate you and advise you.
The tax man gives Real Estate special treatment, because Real Estate drives the economy and employment in the United States. When You think of all the investments available to an individual or family these days, putting your money in EVERGREEN COLORADO REAL ESTATE is as solid as the come. By buying a home of Your own you will save 25 % or more, of your costs, on your income tax bill. The interest and real estate tax deduction will also get you beyond the $5450.00 standard deduction ($10,900.00 filing jointly). Now, each and every other deduction is worth more. Your can now further deduct your state sales tax, charitable contributions, yearly auto tax registration, medical expenses and medical insurance premiums, capitalized loan points, etc., so your home get you over the hump, so to speak, and all your legitimate deductions are now more money in your pocket. And don’t forget this is an investment you get to live in. You are no longer paying rent, and no longer investing in some one else’s house, but in your own home. This investment belongs to you, and your heirs. Unlike many pensions, annuities, and Social Security this asset (or its cash equivalent) will survive you, and profit your children and grandchildren.